Company: BNY Mellon
Category: Solvency II
Published: 27 March 2012
Low interest rates are here to stay for some time, and capital preservation is front of mind. There is little yield to be had at the front end of the curve. Post-Solvency II cash will no longer be either simple or regarded as risk-free. In the view of BNY Mellon, the legislation will likely:
Insurers are increasingly looking at separate accounts as they have the potential to earn a higher return while still catering to the individual insurer’s liquidity needs.