Margin lending has given individuals and corporate borrowers the opportunity to finance investments with the use of asset backed portfolios. This white paper analyses the structure of margin lending and its various risks. VIEW SUMMARY

The global credit crisis of 2007 caused extreme volatility within the financial system and exposed weaknesses within risk management practices. This white paper reviews the various steps banks are taking to improve their risk management techniques, looking at the benefits and pitfalls of each. VIEW SUMMARY

The government recently decided to transfer regulatory responsibility of consumer credit and second charge mortgages from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA). This white paper analyses this decision and sets out an anticipated time-line for transfer. VIEW SUMMARY

Implementing the right exposure measurement method gives a bank the ability to accurately quantify credit risk. This white paper identifies key exposure measurement techniques, providing pragmatic advice when choosing the best approach including pointing out the benefits and drawbacks. VIEW SUMMARY

A recent announcement by the London Stock Exchange has ensured that the UK becomes a more attractive listing destination for fast-growing companies. This white paper reviews this announcement and analyses the rules that companies need to adhere to gain trading admission. VIEW SUMMARY

European asset managers face significant regulatory challenges. The impact of new regulation will be substantial and will cause upheaval and change in the sector. This white paper summarises European and US areas of regulation that will impact European asset managers. VIEW SUMMARY

This white paper looks at the recent Cypriot banking crisis and how this has impacted depositors. It focuses particularly on three injunctions that have been granted by the Supreme Court and how they affect the billions of Euros that Russian depositors have in Cyprus’ two main banks. VIEW SUMMARY

This white paper examines new accounting standards set out by two of the main accounting standards boards. It details how the standards can help increase efficiency, detect credit deterioration earlier and ultimately improve the performance of risk management inside a bank. VIEW SUMMARY

Harneys answers frequently asked questions about banking in Cyprus in the context of the current banking crisis. Key issues discussed include circumstances under which the Deposit Protection Scheme is activated, which deposits are covered by the Deposit Protection Fund and depositor compensation. VIEW SUMMARY

Since its introduction the banking industry has had to make significant changes in order to meet Basel III’s strict set of requirements. This white paper reviews capital, risk management and technological challenges that the banking industry is facing in order to become Basel III compliant. VIEW SUMMARY