Credit Risk
261 white papers and resources
Risk Library provides a number of credit risk white papers, industry reports and opinions, which can be used to aid the decision making process and to reduce your organisations credit risk exposure. Credit risk is the type of risk that a lender assumes. As a form of compensation for taking on the risk, a lender receives interest repayments at an agreed upon rate. However, if a borrower defaults on agreed repayments, lenders may lose the partial or full sum and interest of the loan. This could result in the lender incurring further costs such as collection of debt owed and disruption to cash flow.
Credit risk management Collateral, covenants and risk review
Credit risk management only begins with the approval of a loan.The ongoing processes of managing collateral, loan covenants, and monitoring the borrower’s financial condition are key to ensuring that the bank is in the best position to minimize its loss, should the borrower encounter issues with…
Toward active management of counterparty credit risk with CVA
Emerging from the credit crisis that began in 2007, many financialinstitutions recognize the need to better manage counterparty credit risk (CCR) and have begun to centralize the quantification, pricing and management of their CCR. This centralization often takes the form of a “CVA Trading Desk”…
EMIR Special Report August 2014
This special report explores lessons learned from the first EMIR reporting phase, which became effective on Feb. 12, and looks forward to the newest phase, exploring what the newly reported data will tell regulators about the bigger picture of the derivatives market in the European Union. We also…
Seize the Opportunity - The Hedge Fund Start Up Guide.
A lot has changed in the few short years since the economic crisis. Maybe that’s why you’re reading this? But the hedge fund industry hasn’t just transformed, it’s turned completely on its head. But what does this mean for you and your start-up plans? Who are the real deal makers now? And have you…
Webinar: GRC for better business performance
A dynamic regulatory climate and the increasing cost of governance failures continue to put pressure on banks and other financial institutions to overhaul and improve their overall approach to governance, risk management and compliance. But there continues to be a lack of best practices or…
Convergence, collaboration and culture: The evolution of governance, risk and compliance
Uncertain times and a volatile economic climate have contributed to an expanding focus on corporate governance, risk, and compliance (GRC) across all industries. While some companies have met their risk and compliance challenges head on with insightful business strategies and powerful…
Growing with Governance, Risk and Compliance: Avoiding Common Pitfalls to Maximize GRC Solutions
Many large organizations have recognized value in developing a holistic view of risk and compliance through the use of governance, risk and compliance (GRC) solution. Embracing GRC in this manner enables organizations to address technology risks from a business perspective through alignment of the…
Enterprise compliance: The Risk Intelligent approach
As globalization continues to take hold and government regulation broadensaround the world, spilling across country borders, the issue of compliance risk remains a top-shelf business issue. It’s not just an item on the agenda. Compliance is its own agenda these days. And with good reason. Given the…
Collateral and Financial Plumbing
This Introduction to the newly published Collateral and Financial Plumbing provides a summary of the book, and provides an angle on the world of finance that was already in existence, but not widely understood by many finance professionals. Written by the leading authority on collateral, Manmohan…
Webinar: Ensuring An Effective Risk Modelling Framework
The recent financial crisis has ensured that effective risk management is the primary focal point for the financial industry. Institutions are increasingly looking at ways to improve their risk management practices to drive better investment decisions across multiple asset classes. Risk and IBM,…